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MICR Code of INDIAN OVERSEAS BANK LUDHIANA LUDHIANA MAIN Branch

IFSC Code IOBA0000047
(Used for RTGS and NEFT transactions)
MICR Code 141020006
Bank INDIAN OVERSEAS BANK
Address 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001
City LUDHIANA
District LUDHIANA
State PUNJAB
Branch LUDHIANA MAIN
Phone Number 2750169
Address 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001
What is IFSC Code ?

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the two main Electronic Funds Settlement Systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems.

MICR-Code Results

IFSC Code of INDIAN OVERSEAS BANK - LUDHIANA MAIN branch is IOBA0000047, MICR CODE: 141020006 City : LUDHIANA, District LUDHIANA, State: PUNJAB Address : 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001, Phone Number: 2750169

What is MICR Code ?

Magnetic Ink Character Recognition Code (MICR Code) is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents.

What is SWIFT Code ?

ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) defines a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions.

What is RTGS ?

Real-time gross settlement systems (RTGS) are specialist funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period.

MICR-Code Results

IFSC Code of INDIAN OVERSEAS BANK - LUDHIANA MAIN branch is IOBA0000047, MICR CODE: 141020006 City : LUDHIANA, District LUDHIANA, State: PUNJAB Address : 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001, Phone Number: 2750169

what is NEFT ?

Neft stands for National Electronic Funds Transfer and is a payment system which facilitates one-to-one funds transfer. Like RTGS, Neft also transfers funds from one bank, but unlike RTGS the settlement takes place in batches (that may include transfers from various individuals) rather than individually.

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