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MICR Code of INDIAN OVERSEAS BANK RATNAGIRI RATNAGIRI Branch

IFSC Code IOBA0001979
(Used for RTGS and NEFT transactions)
MICR Code 415020051
Bank INDIAN OVERSEAS BANK
Address KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612
City RATNAGIRI
District RATNAGIRI
State MAHARASHTRA
Branch RATNAGIRI
Phone Number 271667
Address KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612
What is IFSC Code ?

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the two main Electronic Funds Settlement Systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems.

MICR-Code Results

IFSC Code of INDIAN OVERSEAS BANK - RATNAGIRI branch is IOBA0001979, MICR CODE: 415020051 City : RATNAGIRI, District RATNAGIRI, State: MAHARASHTRA Address : KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Phone Number: 271667

What is MICR Code ?

Magnetic Ink Character Recognition Code (MICR Code) is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents.

What is SWIFT Code ?

ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) defines a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions.

What is RTGS ?

Real-time gross settlement systems (RTGS) are specialist funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period.

MICR-Code Results

IFSC Code of INDIAN OVERSEAS BANK - RATNAGIRI branch is IOBA0001979, MICR CODE: 415020051 City : RATNAGIRI, District RATNAGIRI, State: MAHARASHTRA Address : KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Phone Number: 271667

what is NEFT ?

Neft stands for National Electronic Funds Transfer and is a payment system which facilitates one-to-one funds transfer. Like RTGS, Neft also transfers funds from one bank, but unlike RTGS the settlement takes place in batches (that may include transfers from various individuals) rather than individually.

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