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IFSC Code of INDIAN OVERSEAS BANK RANCHI LALGUNJ Branch

IFSC Code IOBA0003321
(Used for RTGS and NEFT transactions)
MICR Code 832020011
Bank INDIAN OVERSEAS BANK
Address 1ST FLOOR,BESIDE PATANJALI AROGYAM LALGANJ,KHELGAON RANCHI JHARKHAND 835103
City RANCHI
District RANCHI
State JHARKHAND
Branch LALGUNJ
Phone Number 28584896
Address 1ST FLOOR,BESIDE PATANJALI AROGYAM LALGANJ,KHELGAON RANCHI JHARKHAND 835103
What is IFSC Code ?

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the two main Electronic Funds Settlement Systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems.

IFSC Code Results

IFSC Code of INDIAN OVERSEAS BANK - LALGUNJ branch is IOBA0003321, MICR CODE: 832020011 City : RANCHI, District RANCHI, State: JHARKHAND Address : 1ST FLOOR,BESIDE PATANJALI AROGYAM LALGANJ,KHELGAON RANCHI JHARKHAND 835103, Phone Number: 28584896

What is MICR Code ?

Magnetic Ink Character Recognition Code (MICR Code) is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents.

What is SWIFT Code ?

ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) defines a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions.

What is RTGS ?

Real-time gross settlement systems (RTGS) are specialist funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period.

IFSC Code Results

IFSC Code of INDIAN OVERSEAS BANK - LALGUNJ branch is IOBA0003321, MICR CODE: 832020011 City : RANCHI, District RANCHI, State: JHARKHAND Address : 1ST FLOOR,BESIDE PATANJALI AROGYAM LALGANJ,KHELGAON RANCHI JHARKHAND 835103, Phone Number: 28584896

what is NEFT ?

Neft stands for National Electronic Funds Transfer and is a payment system which facilitates one-to-one funds transfer. Like RTGS, Neft also transfers funds from one bank, but unlike RTGS the settlement takes place in batches (that may include transfers from various individuals) rather than individually.